Managing your finances can be stressful, especially when you need to check your bank balance quickly and efficiently. Long lines at the bank, busy schedules, and the hassle of remembering different login details can add unnecessary frustration. But, with UCO Bank’s wide range of digital benefits, getting your balance is simpler than ever.
Whether you’re at home, at work, or on the go, you can get your account details instantly using several convenient methods. Let’s dive into how you can know your UCO Bank balance effortlessly and in no time.
What is UCO Bank?
UCO Bank, formerly United Commercial Bank, is a trusted name in Indian banking with over 80 years of service. Founded in 1943, it provides banking services that are accessible and easy to use for everyone. UCO Bank is committed to providing its customers with digital banking services, including missed call banking, SMS banking, UPI apps, and more. With its customer-friendly approach, UCO Bank has developed numerous ways to make balance checks convenient for its account holders.
Quick Methods to Get UCO Bank Account Balance
- Missed Call Banking
- SMS Banking
- WhatsApp Banking
- UPI Apps Like (Phonepe)
- UCO Apps
- Internet Banking
- Monthly E-Statements
- Visit the Branch And Update the Passbook
1. Get Balance using Missed Call Banking
Viewing your UCO Bank Account balance using missed call banking is fast, free, and simple. Just follow these steps:
- Dial the number: From your registered mobile number, give a missed call to 092787 92787.
- Wait for disconnection: The call will ring 1-2 times and automatically disconnect.
- Receive SMS: Within a few seconds, you will receive an SMS from UCO Bank with your current account balance.
That’s it! No need for internet access or any other steps. This method is available anytime and anywhere, making it one of the easiest ways to check your balance.
- To check your mini statement (last 5 transactions), dial 092131 25125 and receive an SMS with transaction details.
Note: If you’re not receiving SMS updates, you may need to visit your nearest branch to ensure your mobile number is registered or updated with the bank.
2. View Balance via SMS Banking
You can easily find your UCO Bank available money using SMS Banking by following these simple steps:
- Open your messaging app: On your phone, open the SMS or messaging app.
- Compose a new message: In the message field, type the following format:
UCOBAL <mPIN>
(Replace<mPIN>
with your actual mPIN). - Send the SMS: Send this message to 56161 from your registered mobile number.
- Receive balance details: After a few moments, you will receive an SMS from UCO Bank with your account balance.
If you have multiple UCO Bank accounts linked to your mobile number, use this format:
- Type the SMS:
UCOBAL <mPIN> <14-digit Account Number>
- Send it: Again, send the message to 56161.
3. UCO Bank WhatsApp Banking
- Save the number: First, save 8334001234 in your phone contacts as “UCO Bank WhatsApp.”
- Open WhatsApp: Open the WhatsApp app on your phone.
- Start a new chat: Find “UCO Bank WhatsApp” in your contacts and start a new chat.
- Send “Hi”: Type “Hi” in the chat and send it to begin.
- Select language: You will receive a message asking for your language preference. Choose the language you are comfortable with.
- Select balance enquiry: From the list of available services, choose the option for “Balance Enquiry.”
- Receive balance: After a few seconds, UCO Bank will send a message displaying your current account balance.
This service makes checking your balance quick and easy, and you can access it anytime through WhatsApp, without logging in or navigating any apps.
4. UPI Apps Like (Phonepe)
Here’s how to do it step by step:
- Download PhonePe: Go to the Google Play Store or Apple App Store on your phone and download the PhonePe app.
- Open the app: Once downloaded, open the PhonePe app.
- Log in: Enter your mobile number to log in. You will receive an OTP (One-Time Password) via SMS. Enter this OTP to verify your number.
- Add a new bank account: After logging in, tap on “My Money” and select “Bank Accounts.” Then, click on “Add New Bank Account.”
- Find UCO Bank: Search for “UCO Bank” in the list of banks.
- Enter debit card details: Input your debit card number, expiry date, and CVV.
- Activate with OTP: You will receive another OTP on your registered mobile number. Enter this OTP to activate your account.
- View balance: Tap on “View Balance” to quickly view your UCO balance.
Using PhonePe makes it simple to access your balance anytime!
Note: You can use any UPI Apps like Paytm, WhatsApp UPI, Cred, Google Pay, And more.
5. Know Balance via UCO Bank Apps
1. Uco M-Passbook
- Download the app: If you haven’t already, download the UCO M-Passbook app from the Google Play Store or Apple App Store.
- Open the app: Launch the app on your smartphone.
- Login process:
- Enter your account number.
- Input your registered mobile number.
- Request an OTP (One-Time Password) by tapping the relevant button.
- Enter the OTP received via SMS.
- Set up your MPIN: After successful verification, you will be prompted to create a 4-digit MPIN. Enter your desired MPIN and confirm it.
- Access your balance: Once you’ve set up your MPIN, you can log in anytime using your account number, mobile number, and MPIN. You’ll then be able to view your current balance and transaction history.
2. UCO mBanking Plus
- Download the app: Install the UCO mBanking Plus app from the Google Play Store or Apple App Store.
- Open the app: Launch the app on your smartphone.
- Start registration: On the welcome screen, look for the option to register or sign up.
- Verify using your registered SIM: You will be prompted to verify your identity using the mobile number linked to your bank account.
- Input Details: enter the last transaction amount, select customer ID, and provide debit card details. get OTP to verify.
- Mpin: create your mpin to log in. login using your mpin to set up your account.
- Access your balance: Once logged in, navigate to the balance inquiry section. Here, you will see your account balance and transaction history.
6. UCO Bank Internet Banking
You can easily check your United Commercial Bank balance through Internet banking. Follow these steps:
- Visit the website: Go to the UCO Bank internet banking page by entering this URL in your browser: https://www.ucobank.com/internet-banking.
- Register for internet banking: If you haven’t registered yet, click on the “Register” option.
- Enter your details: Fill in the required fields, including your account number, captcha, mobile number, and any additional details requested.
- Complete registration: Follow the prompts to complete your registration process. You may receive an OTP on your registered mobile number for verification.
- Log in: Once registered, return to the internet banking login page. Enter your user ID and password, along with the captcha code.
- Access your account: After logging in, you will be able to view your account details, including your current balance and recent statements.
7. Get Balance via Monthly UCO E-Statements
UCO Bank sends monthly e-statements directly to your registered email, which includes your account balance. Here’s how to access your balance using this service:
- Register your email: Make sure your email is registered with UCO Bank. If it’s not, visit a branch or update it through internet banking.
- Subscribe to e-statements: You can request monthly e-statements via internet banking or by visiting your branch.
- Check your email: At the end of every month, UCO Bank will send an email containing your account e-statement.
- Open the e-statement: The e-statement will be in PDF format. Open it using the password provided by the bank (usually your customer ID or a unique password).
- View balance: Inside the e-statement, you’ll find a summary of all transactions, including your closing balance for that month.
8. Visit the Branch And Update the Passbook
If you prefer the traditional method of knowing your balance, you can always visit a UCO Bank branch. Here’s how to do it:
- Find the nearest branch: Use the UCO Bank branch locator available on their official website or mobile app. Enter your location to find the closest branch.
- Visit the branch: Go to the nearest UCO Bank branch during business hours. Make sure to carry your passbook with you.
- Update your passbook: At the branch, approach the passbook update machine. Insert your passbook, and it will automatically print the latest balance and transaction history.
- Ask for assistance: If you have any questions, you can ask the bank staff for help.
Use ATM Locator
If you want to check your balance quickly using an ATM, follow these steps:
- Find the nearest ATM: Use the UCO Bank ATM locator on their website or mobile app to locate the closest ATM.
- Visit the ATM: Go to the identified UCO Bank ATM.
- Insert your debit card: Enter your card and follow the prompts on the screen.
- Select ‘Balance Inquiry’: Choose the option for balance inquiry to view your current account balance.
Still, an Enquiry issue? Call UCO Bank Customer Care
If you’re still unable to get your account available money through the above methods, you can always reach out to UCO Bank Customer Care. Their team is ready to assist you with any queries or issues related to balance checks and more.
- Toll-Free Number: 1800 103 0123
- General Customer Care Email: hosp.cscell@ucobank.co.in
They’ll help resolve any issues you may encounter while trying to access your account details.
FAQs
How to check the UCO Bank mini statement?
To check your UCO Bank mini statement, you can give a missed call to 09213125125 from your registered mobile number. You will receive an SMS with details of your last five transactions. Alternatively, you can use the UCO M-Passbook app to view your mini-statement after logging in.
What is the UCO Bank balance check WhatsApp number?
You can check your UCO Bank balance via WhatsApp by sending a message to 8334001234. Simply save this number in your contacts, start a chat, send “Hi,” select your preferred language, and follow the prompts to check your balance.