Banas Bank: Easily Check Your Account Balance

Keeping track of your Banas Bank account balance shouldn’t be difficult, but it often is. Long lines at the bank, complex online systems, and confusing steps can make something as simple as checking your balance feel like a hassle.

This can leave you frustrated and unsure of your finances when you need quick answers. Thankfully, Banas Bank offers easy and stress-free ways to check your balance. With services like missed call alerts, mobile banking, and more, you can quickly access your account information without the usual headaches.

What is the Banaskantha District Central Co-operative Bank?

The Banaskantha District Central Co-operative Bank Ltd website homepage

The Banaskantha District Central Co-operative Bank, commonly known as Banas Bank, has been serving the community since 1959. It is a cooperative bank that focuses on providing banking features to its members, primarily cooperative societies.

Over the years, Banas Bank has grown to include 139 branches across various regions, making it one of the leading banks in the district. The bank is dedicated to delivering benefits that are suitable, efficient, and accessible to all its customers.

Quick Methods to Get Banas Bank Account Balance

  1. Missed Call Alerts
  2. Phonepe UPI
  3. Banas Bank Mobile Banking App
  4. Banaskantha Bank Net Banking
  5. ATM/ Micro-ATM

1. Check the Balance using the Missed Call Facility

banas bank balance check

Checking your Banaskantha District Central Co-operative Bank account balance is simple and quick with the Missed Call Alert Service. Follow these easy steps:

  1. Register Your Mobile Number: First, make sure your mobile number is linked to your Banas Bank account. Visit your nearest branch and fill out a form to register your mobile number. This step is necessary to use the Missed Call Alert Service.
  2. Give a Missed Call: After your mobile number is registered, dial 85068 89944 from your registered mobile number. The call will automatically disconnect after one ring, so there’s no need to worry about call charges.
  3. Receive an SMS: Within a few seconds, you’ll receive an SMS from Banas Bank. This message will contain your current account balance. You can check balances for Savings Bank (SB), Current Account (CA), Overdraft (OD), and Cash Credit (CC) accounts.

Benefits of the Service:

  • No Internet Required: The service works without needing an internet connection.
  • No Mobile Handset Restrictions: It works with any mobile device.
  • No Charges: Enjoy the convenience at no additional cost.

2. View Balance using Phonepe UPI

1. Download and Open PhonePe: If you don’t have PhonePe yet, download it from your app store. Open the app and make sure you’re logged in with the same mobile number that’s registered with your bank account.

2. Go to Payment Methods: Tap on your profile picture or “My Account” at the bottom. Then, select “Payment Methods.”

3. Add Your Bank Account: Under “Bank Accounts,” tap “Add New Bank Account.” Search for “Banaskantha District Central Co-operative Bank” and select it.

4. Verify Your Mobile Number: The app will send an SMS to verify your number. Make sure the SIM with your registered number is in your phone.

5. Enter Card Details: Enter the last 6 digits of your Banas Bank debit card, ATM PIN, expiry date, and CVV.

6. Create a UPI PIN: Follow the prompts to create a UPI PIN. You’ll use this for future transactions and balance checks.

7. Check Your Balance: Tap on your Banaskantha District Central Co-operative Bank account and select “Check Balance.” Enter your UPI PIN, and your balance will be displayed.

That’s it! You’ve successfully added your Banaskantha District Central Co-operative Bank account to PhonePe and checked your balance. You can now use PhonePe for various UPI payments and transactions.

3. Get Balance using the Banas Bank Mobile Banking App

1. Download and Install: Download the Banas Bank Mobile Banking App from the Google Play Store for Android or the Apple App Store for iOS. Once downloaded, install the app on your device.

2. Launch the App: Tap on the app icon to open it. You’ll be presented with a language selection screen. Choose your preferred language and proceed.

3. Register for Mobile Banking: If you’re a new user, select the “New to Mobile Banking” option. You’ll then be prompted to enter your registered mobile number and CIF number (Customer ID). You’ll need to visit your home branch only once to activate mobile banking and create your MPIN.

4. Create Your MPIN: After entering your details and activating mobile banking at your branch, you’ll be asked to create a 6-digit MPIN (Mobile PIN). This MPIN will serve as your password for accessing the app. For security purposes, make sure to choose a strong and memorable MPIN.

5. Log In: Once you’ve created your MPIN, enter it in the login screen to access the app.

6. Explore the App: The app’s interface will likely be user-friendly and intuitive. You should find options for checking your account balance, viewing mini statements, downloading statement pdf, transferring funds, and more.

7. Check Your Balance: Look for a “Balance” or “Account Summary” section to view your current account balance. Tap on it, and your balance will be displayed. You may also be able to see your recent transactions and account activity.

Additional Tips:

  • Bookmark the App: For quick access, consider adding the Banas Bank Mobile Banking App to your device’s home screen.
  • Update Regularly: Keep your app updated to ensure you have access to the latest features and security enhancements.
  • Contact Customer Support: If you encounter any issues or have questions, don’t hesitate to reach out to Banas Bank’s customer support for assistance.

By following these steps and taking advantage of the app’s features, you can easily manage your Banas Bank account and stay informed about your finances.

4. Banaskantha Bank Net Banking

Banas Bank offers convenient and secure internet banking services, allowing you to manage your finances from anywhere, anytime. Here’s a step-by-step guide on how to register and access your account:

1. Visit the Banas Bank Website:

Open your web browser and go to https://www.dccbinb.com/OnlineBANASBANK/. This is the official website for Banas Bank’s internet banking platform.

2. Register for Internet Banking (First-time users only):

  • Click on “New User Register” if you haven’t registered before.
  • Enter your Customer ID (CIF number) and your registered mobile number.
  • You’ll receive a One-Time Password (OTP) on your mobile phone. Enter the OTP in the designated field.
  • Create a strong password for your account. Remember to choose a password that’s difficult to guess and a combination of uppercase and lowercase letters, numbers, and symbols.
  • Check the Passbook for customer ID and also you need to visit a Banas Bank branch to submit the form to activate Internet banking.

3. Log In:

  • Once registered, return to the website.
  • Enter your Customer ID (username) and the password you created in the login section.
  • Click “Login” to access your internet banking account.

4. Explore Your Account:

  • The Internet banking platform allows you to view various account details, including:
    • Your current account balance
    • Recent transactions
    • Account statements (which you can download for your records)

Security Tips:

  • Always access the Internet banking website through the official Banas Bank link provided above. Never click on links from unknown emails or messages.
  • Keep your password confidential and avoid sharing it with anyone.
  • Be cautious of suspicious activity and report any concerns to Banas Bank immediately.

Checking balance using Banas Bank ATM/ Micro-ATM

  1. Find an ATM or Micro-ATM: Use the ATM locator on the Banas Bank website or mobile app to find the closest one to you.
  2. Insert Your Card: Insert your Banas Bank ATM card into the machine.
  3. Enter Your PIN: Enter your 4-digit ATM PIN.
  4. Select “Balance Inquiry”: Choose the “Balance Inquiry” option on the ATM’s screen.
  5. View Your Balance: Your account balance will be displayed on the ATM screen.
  6. Withdraw Cash (Optional): If you need cash, you can select the “Withdraw Cash” option and enter the amount you want to withdraw.
  7. Confirm and Collect: Review the transaction details and confirm. Your cash will be dispensed from the ATM.

Remember:

  • Security: Always shield your PIN when entering it on the ATM keypad.
  • Time Limits: Some ATMs may have time limits for transactions.
  • Micro-ATM Features: Micro-ATMs offer similar services to regular ATMs, but they might have a smaller screen and fewer features.
  • Fees: Check with your bank for any fees associated with ATM withdrawals or balance inquiries.

Banaskantha Bank Customer Care

If you need help or have questions about your Banas Bank account or services, here’s how you can get in touch with their customer care team:

  1. Email Support:
  2. Call for ATM Card Issues: Use the toll-free numbers for ATM card-related problems: 1800 123 6230 or 1800 833 1004.
  3. Call for Internet and Mobile Banking Queries: For questions about Internet and Mobile Banking, call: 6352978676.
  4. Call for Loan Inquiries: For loan-related questions, dial 02742-252374.
  5. Visit a Branch: If you need to update your passbook or prefer face-to-face assistance, use the branch locator on the Banas Bank website to find your nearest branch and visit them in person.

By following these steps, you can easily get the support you need from Banas Bank for any issues or questions you may have.

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