Handling your bank finances can sometimes feel like a hassle, especially when you need a quick look at your transactions or a detailed statement. Tracking expenses, checking balances, and ensuring every transaction is in order can be overwhelming without easy access to your bank statements.
If you’re struggling to download your KMBL statement, you’re not alone.
Many people find it confusing to navigate the multiple options. The good news? Kotak Mahindra Bank makes it simple to download your statement in just a few steps. Let’s break it down for you.
What is a Kotak Mahindra Bank Statement?
A Kotak Mahindra Bank statement is a document that lists all the transactions made through your bank account over a specified period. It includes debits, credits, charges, and any other activity that has taken place in your account. You can use it to track your spending, verify payments, or even for tax purposes.
Whether you’re a savings account holder or a credit card user, these statements offer a comprehensive overview of your financial activity, making it easy to keep track of your money.
Key Features of Your Bank Statement
Here are some key features:
- Transaction History: The statement provides a detailed log of all your transactions, including deposits, withdrawals, and payments.
- Account Balance: It shows your current balance and the balance after each transaction.
- Charges: Any fees, such as ATM withdrawal charges or service fees, are listed.
- Interest Earned or Paid: If you earn interest on your account or pay interest on loans or credit cards, that information will be shown.
- Personal Details: Your name, account number, and other important account details are displayed at the top.
1. e-Statement and View the Last 5 Transactions Portal
To Find your Kotak Mahindra Bank e-Statement and view the last 5 transactions, follow these steps:
- Go to the KMB Statement Download page:
Open this link: Download e-Statement & View the Last 5 Transactions - Enter your Mobile Number:
In the form, input your registered mobile number. - Enter your Date of Birth (DOB) or CRN:
You can choose either your date of birth or your CRN (Customer Relationship Number) to verify your identity. - Get OTP:
After entering your details, request an OTP (One-Time Password), which will be sent to your registered mobile number. - Enter OTP:
Input the OTP received on your phone to proceed. - Choose the statement option:
- Select Get Statement via Email to download the full statement PDF.
- Or select Mini Statement to view your last 5 transactions.
You should receive your e-statement or mini-statement shortly after completing these steps.
2. Get a Statement via WhatsApp Banking
Kotak Mahindra Bank offers a hassle-free way to get your account statement via WhatsApp. Here’s how you can do it without even logging into Mobile or Net Banking:
- Register for WhatsApp Banking:
- Open Kotak WhatsApp Banking on your mobile or give a missed call on 9718566655 from your registered mobile number.
- You will receive a welcome message from Kotak’s official WhatsApp number: 022 66006022.
- Request Your Statement:
- Say Hi in the WhatsApp chat.
- Select Main Menu and choose 811 Account Type.
- Type STMT, enter the last 4 digits of your account number, and your statement will be sent to your email or as per your request.
This method is great for when you’re on the go and need to access your statement without logging into Kotak net banking and mobile banking.
3. Check Kotak Statements via Mobile Banking
Downloading your Kotak Bank e-statement via Mobile Banking is easy if you have the app installed on your smartphone. Follow these steps:
- Download the Kotak App: Available on both iOS and Android platforms.
- Login Using MPIN: If you’re a first-time user, you’ll need to set up an MPIN using your CRN, mobile number, and DOB.
- Access the 811 Section: After logging in, navigate to the 811 Section.
- Request Statement: Select Account Statement, choose the duration, and pick whether you want the statement via Email or Post.
- Credit Card Statements: For credit card holders, go to the Credit Card Overview, tap on Get Statement, and it will be sent to your email.
Mobile banking is one of the most convenient ways to manage your finances on the go.
4. Statement via Net Banking
If you prefer using Kotak’s Net Banking service, here’s how to download your account statement:
- Login to Net Banking: Visit Kotak Net Banking and log in using your CRN, credit card number, username, and password.
- First-Time Users: Tap on Register with Kotak, enter your CRN or credit card number, and set a username and password.
- Request Statement: Go to the Banking section, select Service Request, and then choose New Service Request.
- Account Statement: Select the Account Statement option, choose the duration, and pick whether you want the statement via Email or Post.
This method gives you full control over your account without needing to visit a branch.
5. Offline Method: Request a Physical Statement
If you prefer a physical copy of your bank statement, Kotak Mahindra Bank allows you to request one at any branch. Here’s how:
- Visit the Nearest Branch: Use the Branch Locator on Kotak’s website or app to find your nearest bank branch.
- Request a Physical Statement: Speak with a bank representative and place your request.
- Delivery Time: Physical statements are typically delivered within 7 working days from the date of request.
There may be a nominal charge for physical statement requests, so it’s a good idea to confirm with the bank representative.
Still, Having Issues? Contact Kotak Customer Care
If you’re facing any difficulties downloading your Kotak Bank statement or have other concerns, you can always reach out to customer care for assistance.
- For 811 Accounts:
Call 1860 266 0811 (Available from 08:00 AM to 08:00 PM, Monday to Sunday, excluding Bank Holidays). - For Credit Card Services or Complaints:
Call the 24/7 helpline at 1860 266 2666 for any credit card-related queries, complaints about mis-selling, or harassment issues.
Kotak’s customer care team is ready to assist you with any problems you may encounter.
FAQs
How can I download a 6-month Kotak Mahindra Bank statement in PDF format?
You can download a 6-month statement using Mobile Banking or Net Banking. Log in, go to Account Statement, select a 6-month range, and choose the Email option to receive the PDF.
Can I download the Kotak Mahindra Bank passbook in PDF format?
Kotak doesn’t offer a direct passbook PDF. Instead, you can download the transaction history or account statement in PDF format via mobile or net banking by selecting the desired time range.
What is the password for Kotak Mahindra Bank Account Statement PDF?
1. For savings account holders: The password is your CRN number.
2. For credit card holders: The password is the first four letters of your name (in lowercase) followed by your Date of Birth in DDMM format. Example: If your name is John and DOB is 01-12-1978, the password will be john0112. also, you can here: Unlock Kotak Bank Statement Password: Account & Credit Card