What is the IFSC Code for Prathama UP Gramin Bank?

When you’re trying to transfer money online, it can be stressful if you don’t have the right details. Missing or incorrect information can cause delays, errors, or even failed transactions. One key detail in online banking is the IFSC code.

Without it, your transaction won’t go through, and you might be stuck trying to figure out what’s wrong. But don’t worry, the IFSC code for PUPGB Bank is simple to use and easy to understand. Let’s break it down for you.

Understanding the IFSC Code of Prathama Bank

IFSC code for Prathama UP Gramin Bank Photo

The IFSC (Indian Financial System Code) is a unique code given to every bank branch in India. It helps identify which branch of a bank you’re sending money to during online fund transfers like NEFT, RTGS, or IMPS.

For Prathama UP Gramin Bank, the IFSC code is PUNB0SUPGB5. This is essential for anyone who wants to make an online transfer to or from this bank.

Whether you’re paying someone or receiving a payment, knowing and using the right IFSC code ensures that your money reaches the correct branch and account without any issues.

The IFSC code also helps prevent errors and fraud in online transactions by making sure the money is sent to the right place.

Let’s Break Down What an IFSC Code Looks Like

The IFSC code consists of 11 characters, a mix of alphabets and numbers. Let’s break down what each part means:

  1. First 4 characters (PUNB): These letters represent the bank name, which in this case is Punjab National Bank (PNB). Prathama UP Gramin Bank is sponsored by Punjab National Bank, so the first part of the IFSC code will always represent the parent bank.
  2. The 5th character (0): This is always a ‘0’ and is reserved for future use.
  3. Last 6 characters (SUPGB5): These characters are unique to the specific branch of Prathama UP Gramin Bank. In this case, it points to the Moradabad branch.

So, when you see an IFSC code, you can immediately figure out the bank name and the branch just by looking at it. The code is not just a random string of letters and numbers; each part has a specific meaning.

Specific Details of Your Prathama Uttar Pradesh Bank IFSC Code

  1. Branch Name: Prathama UP Gramin Bank
  2. Address: Ram Ganga Vihar, Phase II, Moradabad, 244001, Uttar Pradesh
  3. MICR Code: 250822002
  4. Bank Code: SUBX
  5. Contact: 1800 180 7777
  6. Working Hours:
    • Monday to Friday: 10 AM to 4 PM
    • Saturday: 10 AM to 4 PM (Closed on 2nd and 4th Saturdays)
  7. For RTGS/NEFT-related issues: nrtgs@prathamaupbank.com
  8. For IMPS-related issues: imps@prathamaupbank.com
Note: You can use the IFSC code PUNB0SUPGB5 for any branch of Prathama UP Gramin Bank. This code acts as a unique identifier for the bank as a whole, ensuring the funds reach the correct bank without any issues.

How to Find a Bank’s IFSC Code Quickly

Finding the IFSC code for any bank is easy. Here are a few methods you can use:

  1. PUPGB Bank’s Official Website: Banks often list the IFSC codes for all their branches on their websites. You can usually find this under their ‘Contact Us’ or ‘Branch Locator’ sections.
  2. Bank Statements or Cheque Book: The IFSC code is usually printed on your bank statements or at the top of your chequebook. This is a quick and reliable way to find it.
  3. Banking Apps: If you use mobile banking or internet banking, the IFSC code is typically pre-filled when you select the bank and branch while adding a new beneficiary.
  4. RBI: Go to the IFSC/MICR Code Tool Available on the Reserve Bank of India’s official website.

Steps to Use Prathama IFSC Code in Fund Transfer IMPS, NEFT

  1. Log into Your Bank’s Online Banking Portal or Mobile App: First, access your bank’s online banking service.
  2. Go to the Fund Transfer Section: You’ll find an option to transfer funds to another account using either NEFT, RTGS, or IMPS.
  3. Add a New Beneficiary: You’ll need to add the details of the person you are sending money to. This includes:
    • Account Holder’s Name
    • Account Number
    • Bank Name
    • IFSC Code (PUNB0SUPGB5): Make sure you enter this correctly.
  4. Confirm Beneficiary Details: After entering the information, double-check that everything is accurate before proceeding. An error in any detail can cause the transaction to fail.
  5. Select the Type of Transfer (NEFT, RTGS, or IMPS):
    • NEFT: Ideal for transferring money during banking hours; usually takes a few hours to process.
    • RTGS: Used for larger amounts, and it’s processed in real-time, but only during banking hours.
    • IMPS: Available 24/7, and transfers are processed instantly.
  6. Enter the Amount and Submit: Enter the amount of money you wish to send and click ‘Submit’. Your transaction will be processed based on the method you chose (NEFT, RTGS, or IMPS).
  7. Receive Confirmation: Once the transaction is complete, you’ll receive a confirmation message. This confirms that your money has been successfully sent.
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