Handling your bank balance is crucial, whether it’s keeping track of your expenses, planning for the future, or simply making sure you have enough funds. However, checking your bank balance can sometimes be a hassle, especially if you’re unsure about the various methods available.
This can lead to frustration and missed options to stay on top of your finances. Fortunately, the Sindhudurg District Central Co-operative Bank (DCC Bank) offers several convenient ways to check your balance, making it easy and stress-free.
In this blog, we will walk you through the simple steps to view your Sindhudurg DCC Bank account balance using different methods.
What is the Sindhudurg District Central Co-Operative Bank?
Sindhudurg District Central Co-operative Bank Ltd. (DCC Bank) is a prominent bank in Maharashtra, India, established in 1983. It provides financial support to cooperative societies and individuals in the Sindhudurg district.
The bank offers various banking benefits, including savings accounts, current accounts, loans, deposits, and more. With a focus on serving the rural population, Sindhudurg DCC Bank has also embraced technology to make banking easier and more accessible.
Quick Methods to Get Sindhudurg DCC Bank Balance
- Miss Call Number For Balance Enquiry
- BHIM App UPI
- Sindhudurg Mobile Banking App
- Contactless RuPay debit card
- Email Statement Monthly
1. Missed Call For Sindhudurg Bank Balance Enquiry
Sindhudurg District Central Co-operative Bank Ltd. (DCC Bank) makes it easy for you to check your account balance with a simple missed call. This service is especially useful for people in rural areas who may not have access to the Internet.
Step 1: Register Your Mobile Number
First, visit your nearest Sindhudurg DCC Bank branch and register your mobile number. This step is necessary because the missed call service only works if your mobile number is linked to your bank account.
Step 2: Give a Missed Call
Once your mobile number is registered, checking your balance is simple. Just give a missed call to 921 244 3824 from your registered mobile number. You don’t need to talk to anyone—just hang up after the call connects.
Step 3: Receive SMS with Balance
Within a few seconds, you will receive an SMS from the bank with your account balance. This method is quick, easy, and free.
Important Tips:
- Make sure your mobile number is registered with the bank.
- The service is currently available only for savings accounts.
- You can register multiple accounts if they share the same mobile number.
This simple service helps you stay informed about your bank balance without hassle.
2. View Balance using BHIM App UPI
The BHIM App is a popular mobile payment platform in India that lets you quickly check your Sindhudurg DCC Bank account balance And transfer it. Here’s how you can do it in simple steps:
Step 1: Download the BHIM App
- Open the Google Play Store (for Android users) or the App Store (for iPhone users).
- Search for “BHIM UPI” and download the app.
Step 2: Set Up Your Account
- Open the BHIM App and choose your preferred language.
- Make sure you are using the mobile network linked to your Sindhudurg DCC Bank account.
- Verify your mobile number by entering the OTP sent to you.
- Create a 4-digit passcode to secure your app.
Step 3: Link Your Sindhudurg DCC Bank Account
- Tap the profile icon in the top left corner.
- Select “Add New Bank Account.”
- Choose “Sindhudurg District Central Co-operative Bank” from the list.
- Link your account using your debit card or Aadhaar card details.
Step 4: Create a UPI PIN
- Tap on “Create UPI PIN.”
- Set up your UPI PIN, which will be used for transactions and checking your balance.
Step 5: Check Your Balance
- Tap on the “Check Balance” button.
- Enter your UPI PIN and your current Sindhudurg DCC Bank account balance will be displayed.
This method is convenient, quick, and perfect for smartphone users.
3. Get Balance using the Sindhudurg Mobile Banking App
Sindhudurg DCC Bank’s mobile banking app is a convenient way to manage your account, including checking your available balance and getting a mini statement. Here’s how you can do it:
Step 1: Download the App
- Visit the Google Play Store or Apple App Store and search for “Sindhudurg Mobile App“
- Download and install the app on your smartphone.
Step 2: Register Your Account
- Open the app and select the registration option.
- Make sure you have your mobile number SIM (linked to your bank account) and your account number handy.
- You will receive an OTP on your registered mobile number. Enter the OTP to verify your number.
- Create a 4-digit MPIN, which you will use to log in to the app.
Step 3: Log in to the App
- After registration, log in to the app using your 4-digit MPIN.
Step 4: Check Your Balance
- Once logged in, your account balance will be visible on the home screen.
- You can also view a mini statement to see recent transactions.
The app also allows you to transfer funds, manage beneficiaries, and raise service requests, making it a versatile tool for your banking needs.
Contactless RuPay debit card
Sindhudurg DCC Bank offers a contactless RuPay debit card that allows you to check your account’s current balance at any ATM. Here’s how to do it:
Step 1: Visit an ATM
- Go to any ATM, either from Sindhudurg DCC Bank or any other bank, as Sindhudurg DCC Bank is connected to the NFS (National Financial Switch) ATM network, giving you access to over 2,42,000 ATMs across India.
Step 2: Insert Your RuPay Debit Card
- Insert your contactless RuPay debit card into the ATM.
Step 3: Select Language
- Choose your preferred language from the options displayed on the screen.
Step 4: Enter Your PIN
- Input your 4-digit PIN to access your account.
Step 5: Select ‘Balance Enquiry’
- From the menu, select the ‘Balance Enquiry’ option.
Step 6: Select Account Type
- Choose the type of account you want to check (e.g., savings or current).
Step 7: View Your Balance
- Your current account balance will be shown on the screen. You can also choose to print a receipt if needed.
This method is convenient for those who use ATMs regularly and prefer traditional banking methods.
Email Statement Monthly
Another way to keep track of your Sindhudurg DCC Bank transactions and available balance is through monthly email statements.
Steps to Register for Email Statements:
- Visit Your Home Branch: Ensure your email address is registered with your account.
- Request Email Statements: Ask the bank to send you monthly statements via email.
You will receive a detailed statement at the end of each month, helping you stay updated on your transactions and balance.
Sindhudurg Bank Customer Care
If you prefer face-to-face interaction or need help with your account, visiting a Sindhudurg DCC Bank branch is an option.
Steps to Check Balance at the Branch:
- Visit the Nearest Branch: Go to your nearest Sindhudurg DCC Bank branch.
- Update Passbook: Ask the bank staff to update your passbook with your current balance.
- Customer Care Contact: You can also contact Sindhudurg Bank’s customer care number for assistance at (02362) 229005 or (02362) 229010, or email them at ho@sindhudurgdcc.com.
Visiting the branch ensures you get the most accurate and up-to-date balance information.
FAQs
What is the IFSC Code of Sindhudurg DCC Bank?
The IFSC (Indian Financial System Code) of Sindhudurg District Central Co-operative Bank Ltd. can be found on the bank’s official website. The IFSC code is essential for online transactions such as NEFT, RTGS, and IMPS.
To find the specific IFSC code for your branch, please visit https://sindhudurgdcc.com/new-ifs-code. This link provides detailed information about the updated IFSC codes for all branches of Sindhudurg DCC Bank. Make sure to check the correct code before making any online transactions.