Are you tired of standing in long lines at the bank just for money transfers or balance enquiries? It’s frustrating to waste time on these simple tasks when you have a busy schedule. But managing your bank account doesn’t have to be this hard.
With Utkarsh Bank’s Internet Banking service, you can do all your banking tasks online—quickly and securely.
Let’s dive into everything you need to know about Utkarsh Digital banking, from registration and login to using all the features it offers.
What is Utkarsh Small Finance Bank Online Banking?
Utkarsh Small Finance Bank is dedicated to providing excellent banking services tailored for both individuals and businesses. It aims to make banking easy, accessible, and reliable. To enhance customer convenience, Utkarsh Bank offers an Online Banking facility that allows you to perform most banking tasks right from your computer or mobile device.
With Net Banking, you can view your account statements, and mini-statements, NEFT or IMPS, Bill payments, and even apply for loans without visiting a branch. It’s an easy-to-use, safe, and efficient platform that gives you control over your finances, anytime and anywhere.
Different Types of eBanking and Their Features
Utkarsh Bank offers two main types of eBanking services: Personal Banking and Corporate Banking. Let’s take a closer look at each:
1. Personal Banking:
- Fund Transfers: Transfer money between your own Utkarsh Bank accounts or to accounts at other banks through NEFT, RTGS, or IMPS.
- Account Details: View your account money, and credit debit data, and download account statements.
- Deposits and Investments: Open Fixed Deposits (FD) or Recurring Deposits (RD) and view their status.
- Service Requests: Request a new chequebook, stop payments, or change your contact details.
- Bill Payments and Recharges: Soon, you will be able to pay utility bills and recharge mobile/DTH services through the platform.
2. Corporate Banking:
- Bulk Payments: Make bulk payments like salary distributions or vendor fees.
- Multi-User open: Manage multiple users under a single corporate account with different roles and permissions.
- Custom Transactions: Set transaction limits and authorize different transaction types for different users.
- Account Control: View detailed account summaries and download financial reports for auditing purposes.
Requirements for starting Online banking
To get started with Utkarsh Net Banking features, you need to meet a few basic requirements:
- Customer ID: Provided by the bank at the time of account opening.
- Debit Card and PIN: You’ll need your debit card and the associated PIN for authentication.
- Registered Mobile Number: Ensure your mobile number is registered with the bank to receive OTPs (One-Time Passwords) for confirmation.
- Email ID: Your email ID must be up-to-date for receiving transaction alerts and other notifications.
- Device: A secure device (PC, laptop, or smartphone) with a stable internet connection.
First Time: Utkarsh Bank Registration and Activation
Registering for Utkarsh Bank Personal Internet banking is simple. Follow these steps to get started:
- Go to the Utkarsh ebanking Registration Page: Visit Utkarsh Bank’s Digital Banking Portal and click on “Register Now”.
- Choose Your Registration Method: You can register using one of these options:
- Account NumberCustomer IDDebit Card
- Enter Your Date of Birth: Enter your date of birth as per bank records.
- Verify with OTP: An OTP will be sent to your registered mobile number. Enter it to verify your identity.
- Create Your Profile:
- Set up a User ID (unique username for logging in).
- Create a Password and re-enter it for confirmation.
- Confirmation: You’ll see a confirmation message on your screen indicating successful registration.
- Login: Your Net Banking account is now active, and you’re ready to log in!
Tip: If you face any issues during registration, visit the nearest Utkarsh Bank branch for direct activation assistance.
First Time: Login Process Step-by-Step
Now that you’ve registered, here’s how you can log in for the first time:
- Visit the Login Page: Go to the Utkarsh Bank Net Banking Portal.
- Enter Your Username and Password:
- Type in the Username you created during registration.
- Enter your Password. Make sure to type it carefully to avoid errors.
- Fill in the Captcha: You’ll see a captcha image on the screen. Enter the characters exactly as they appear to verify you’re not a robot.
- OTP Verification (if required): If prompted, enter the OTP (One-Time Password) sent to your registered mobile number for added security.
- Dashboard Access: Once all the details are verified, click Login.
You will be directed to your account dashboard, where you can access and explore all the available banking features.
How to Reset Forget Utkarsh Bank Login Password
If you’ve forgotten your Utkarsh Bank Net Banking password, don’t worry! You can easily reset it by following these steps:
- Visit the Login Page:
Go to www.utkarsh.bank and click on the ‘Forgot Password’ link on the login page. - Enter Your Details:
You will be asked to identify yourself. You can choose one of the following options:- Account Number
- Customer ID
- Debit Card Number
After selecting your option, enter your Date of Birth (DOB) as per bank records.
- Enter Your Registered Mobile Number:
Type in the mobile number registered with your bank account to receive a One-Time Password (OTP). - Verify OTP: An OTP will be sent to your mobile number. Enter it on the screen to verify your identity.
- Set a New Password:
- Create a new password of your choice.
- Re-enter the password to confirm.
- Password Reset Successful: Once you’ve set your new password, you’ll see a confirmation message on the screen indicating that your password has been successfully reset.
You can now use your new password to log in.
Utkarsh Corporate Banking: Registration and Login
Registering for Utkarsh Bank’s Corporate Internet Banking is straightforward. Just follow these steps:
1 Step: Fill out the Registration Form
- Go to Utkarsh Bank’s website and download the Corporate Internet Banking Registration Form.
- Alternatively, visit your nearest Utkarsh Bank branch and ask for the form.
2 Step: Submit the Form
Fill in all the required details, such as company name, account number, authorized signatories, and the desired user roles. Submit the completed form at the bank branch.
3 Step: Bank Processes Your Request
Once the form is submitted, the bank’s team will review and process your application.
4 Step: Receive Login Credentials:
After approval, you will receive the following details via your registered email:
- Group ID: A unique identifier for your organization.
- User ID: Individual login ID for each user within your organization.
- Temporary Passwords: Separate login and authorization passwords.
5 Step: First-Time Login:
- Visit the Corporate Net Banking Login Page.
- Enter your Group ID and User ID along with the temporary passwords.
- Follow the prompts to create your new login and authorization passwords.
6 Step: Access Corporate Banking
After setting up your passwords, you can access your account dashboard to perform transactions, view statements, and manage your business finances.
Note: If you haven’t received your login credentials, you can contact Utkarsh Bank customer care or visit a branch for support.
Common Internet Banking Problems and Solutions
- Forgot Username: Go to the login page and click on ‘Forgot Username’. choose a Debit card, account number, customer ID any one you want to get your Username via SMS or Email.
- Account Locked: This happens after multiple failed login attempts. Contact customer care to unlock your account.
- OTP Not Received: Ensure your registered mobile number is active and not in ‘Do Not Disturb’ mode.
- Service Inaccessibility: Clear your browser cache or try using a different browser to access the services.
Tips for Quick and Safe Internet Banking
- Create Strong Passwords: Avoid using easily guessable passwords like names or dates.
- Log Out Properly: Always click ‘Logout’ when finished, rather than just closing the browser.
- Avoid Public Networks: Use secure connections instead of public Wi-Fi networks for online banking.
- Enable Alerts: Subscribe to SMS and email alerts for all transactions.
- Update Information: Keep your mobile number and email ID up-to-date to receive notifications promptly.
Still, Having Issues? Reach Utkarsh Bank Customer Care
If you’re still facing issues with your Utkarsh Bank login, register, and online banking, you can get help in the following ways:
- Utkarsh WhatsApp Banking: Reach out at 9506941111 for banking-related queries.
- General Banking Queries: Call 1800 123 9878.
- Micro-Banking and Advances Queries: Dial 1800 208 1788.
- Email: Drop an email to customercare@utkarsh.bank for detailed assistance.
- Visit a Branch: Use the branch locator on Utkarsh Bank’s website to find the nearest branch for in-person support.
FAQs
What is Utkarsh Bank Customer ID and How to Get It?
The Customer ID is an 8 to 14 digits unique identification number assigned to each Utkarsh Bank customer. It is required for accessing services like Internet Banking and Mobile Banking.
How to Get It: You can find your Customer ID in the welcome letter provided by the bank, on your account statement, or by visiting the nearest branch. Alternatively, call Utkarsh Bank customer care for assistance.How to get Utkarsh Bank Customer ID?
You can find your Utkarsh Customer ID in the welcome letter provided by the bank, on your account statement, or by visiting the nearest branch. Alternatively, call Utkarsh Bank customer care for assistance.
How Can I Register for Utkarsh Mobile Banking?
Download the Utkarsh Mobile Banking app from the Google Play Store or Apple App Store. Open the app and click on ‘Register’. Verify via SMS Method, Enter your Customer ID, registered mobile number, and complete the OTP verification. Create your User ID and Password, and you’re all set to access your account on mobile.
How to Check My Utkarsh Small Finance Bank Account Balance?
You can check your account balance using the following methods:
1. Internet Banking: Log in and go to the account summary.
2. Mobile Banking: Open the app and view your balance on the home screen.
3. Missed Call Service: Give a missed call to 1800 123 9878 the bank’s balance enquiry number from your registered mobile number to receive your balance details via SMS.How Can I Activate My Utkarsh Bank Debit Card?
You can activate your debit card through Internet Banking or Mobile Banking. Log in to your account, go to the ‘Card Services’ section, select your debit card, and click on ‘Activate’. Alternatively, you can activate your card by visiting the nearest Utkarsh Bank ATM.
How to Download My Utkarsh Bank Account Statement?
Log in to Internet Banking, go to the ‘Accounts’ section, and select ‘Download Statement’. Choose the date range and download the statement in PDF or Excel format. You can also request a physical copy of your statement by visiting the branch.
How Can I Update My Registered Mobile Number?
To update your registered mobile number, visit your nearest Utkarsh Bank branch with a valid ID proof. Fill out the mobile number change form, and your number will be updated after verification. You can also place a request through Internet Banking under the ‘My Profile’ section.