Handling your bank account balance can be a challenge, especially if you live in a rural area with limited access to banking benefits. It’s frustrating when you need to know your balance urgently, but the nearest bank branch is miles away or you’re unsure how to use the available services.
Fortunately, Zila Sahkari Banks offers multiple convenient ways to check your balance, saving you time and hassle. Whether you’re familiar with modern tech or prefer Old methods, this guide will walk you through simple steps to get how much money is left in your bank account.
What is Zila Sahkari Bank?
Zila Sahkari Bank is a type of cooperative bank found in India. It works at the district level, meaning it suits a specific area. These banks are managed by local cooperative societies and are focused on helping people in rural areas.
They offer a variety of financial benefits like savings accounts, checking accounts, loans, fixed deposits, and money transfers. Their main goal is to support farmers, small businesses, and other people in the area by providing them with easy-to-access banking services.
Top Zila Sahkari Banks in India
Some of the well-known Zila Sahkari Banks across India include:
- Zila Sahkari Bank Meerut [Contact Number: 7817002757 (WhatsApp) 0121-2666027 0121-2649030 (ATM Helpline)]
- ZSBL Ghaziabad (Contact no: +91 120 2823955 and email: info@zsblghaziabad.com)
- Zila Sahkari Bank Haridwar (Call: +91 7534003708 and email: info@dcbharidwar.in)
- Lakhimpur Kheri Zila Sahkari Bank (Contact: 05872-252455)
- ZSB kotdwar: Email: contact@zsbkotdwar.org
- Bareilly Zila sahkari bank: (0581 2970504)
For more banks, you can RBI’s official website here: https://rbi.org.in/commonman/English/Scripts/BanksInIndia.aspx
Methods to Check Your Zila Sahkari Bank Account Balance
- Missed Call Alert
- SMS Banking
- ATM
- Internet Banking
- Visit the Branch and Update the Passbook
Missed Call Alert
One of the simplest ways to check your balance is through the missed call alert service. This service is available to account holders who have registered their mobile number with the bank.
Steps:
- Register your mobile number with your Zila Sahkari Bank branch.
- Once registered, the bank will provide you with a specific phone number.
- Dial the number from your registered mobile phone.
- After a few rings, the call will disconnect automatically.
- You will receive an SMS with your account balance details.
This method is quick, convenient, and does not require an internet connection.
SMS Banking
SMS banking is another easy way to get balance details including mini statements if your Zila Sahkari Bank offers this service. It works similarly to the missed call alert, but instead of calling, you send an SMS.
Steps:
- Ensure your mobile number is registered with the bank.
- Obtain the SMS format and the number to which you need to send the message (e.g., BAL <space> ACCOUNT NUMBER).
- Send the SMS from your registered mobile number.
- You will receive an SMS with your current account balance.
This service is helpful when you don’t have access to the internet but still need to view your balance quickly.
ATM Machine
If you have an ATM or debit card from your Zila Sahkari Bank, viewing your current account balance at an ATM is straightforward.
Steps:
- Visit any ATM nearby (it doesn’t have to be your bank’s ATM).
- Insert your debit card into the machine.
- Select the option for “Balance Enquiry.”
- Enter your PIN to proceed.
- The ATM will display your account balance on the screen, and you may also get a receipt if you choose.
Using an ATM is convenient because you can access your balance anytime, anywhere.
Internet Banking
For those who prefer online banking, internet banking is a great option. However, not all Zila Sahkari Banks may offer this service, so check with your branch.
Steps:
- Register for internet banking at your Zila Sahkari Bank branch if you haven’t already.
- The bank will provide you with a User ID and password.
- Visit the bank’s official website and log in using your credentials.
- Navigate to the “Account Summary” or “Balance Enquiry” section to view your current balance.
Internet banking offers the advantage of managing your account from the comfort of your home, providing more features like fund transfers and statement downloads.
Visit the Branch and Update the Passbook
If you prefer traditional methods or do not have access to the other services, visiting the bank branch is always an option.
Steps:
- Visit your local Zila Sahkari Bank branch during working hours.
- Carry your passbook and ask the bank staff to update it.
- Once updated, your passbook will show your latest transactions and current balance.
This method is reliable, especially if you need a record of your transactions in addition to checking your balance.